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MAS (Malaysian Bruins)

Health Insurance


Medical checkups are not required. However, students are advised to be immunized against Hepatitis B if you are under 18 (check the website to confirm this statement). You can simply get the necessary shots in UCLA Ashe Center. Aside from this, vaccinations for common illnesses such as chickenpox might also be a good idea. Get your influenza immunization here as it is free and the virus traits are different from the ones in Asia.

Most if not all UCLA students have the University’s insurance, called Student Health Insurance Plan (SHIP), unless they are covered by other insurance. Your tuition fees include the SHIP, unless you explicitly submit a SHIP waiver by the stated deadline. Generally, you may only waive SHIP if you have alternative insurance in the US. Having insurance is something you do not want to avoid as the medical cost can be shockingly high. An emergency visit to our famous Ronald Reagan Medical Center is about $1000 in which one of us experienced.
SHIP covers you on-campus, but for off-campus you might want to call them for more info. Most medical services at the Ashe Centre are covered up to 90%, with a 10% co-payment. Medication generally costs about $10-20 (generic drugs), or $25 (branded drugs). If you are within 50 miles radius from UCLA, you are required to go to Ashe Center for treatment. Do not get yourself directly admitted to the Ronald Reagan Medical Center (the best hospital in West Coast where Michael Jackson died in and Britney Spears had her mental illness treatment), because you will be charged heavily. The Ronald Reagan Medical Center should only be used for emergency purposes and be prepared to pay up to thousands even for some minor issues.

For sponsored students, you might want to check with your sponsors whether dental healthcare is included in your contract. When asked if you would like to add SHIP PLUS which covers dental treatment, do check with your sponsors if they will cover the costs. Based on personal and rather painful experiences, Bank Negara and Petronas will not pay for SHIP PLUS. Most students are not covered since it is not part of the SHIP premium plan. That being said, do consult the dentists in Malaysia if needed as it is a lot cheaper there. Contact lenses might be more expensive but they should be of better quality and the shapes fit better. The solution for lenses is not expensive though. However, prescription glasses are expensive here.

 
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